Road Traffic Accident Compensation Frequently Asked Questions

Can I claim compensation if the road accident was caused by an uninsured driver?

Yes you can. If you were involved in a road traffic accident and sustained injury caused by an uninsured driver, you can claim for compensation for personal injury and loss. The claim would be submitted to the Motor Insurers Bureau which covers claims for victims of uninsured drivers.

My own insurance company said they would appoint a solicitor to represent me. Can I use my own solicitor?

Yes you are free to choose your own solicitor to represent you. Your motor insurance policy may include the coverage of legal expenses should you be involved in an accident. You are not obliged to use the solicitor they appoint.

Following a RTA, record details of losses

Following a road traffic collision, it is important to keep records of financial losses associated with the accident. This can include medical expenses, income lost due to time off work etc. This can be included in your compensation claims and maximise compensation you receive.

Why should I seek my own independent legal advice following a collision?

If you have been involved in a road accident, you may be contacted by solicitors who have received your details by the opponents insurance company. However, it is important to be aware that the insurers and their solicitors are acting in the best interest of the insurance company and not in the best interests of you the injured party. This often results in offers to settle a claim at an amount which is much lower than the amount to which you are entitled. We highly recommend you seek your own independent legal advice and at Bernadette Mulholland Solicitors, we are available to advise you on this and act on your behalf. Contact us on 028 7963 2030 or email us info@bernadettemulholland.com.

 

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